How can a business help their employee’s financial situation without increasing the company budget? Businesses can offer a group dental, vision, life, long or short term disability insurance plan to their employees and the employee is responsible for 100% of the premium.

Typically group benefits are better and the premiums are less than buying an individual policy.Voluntary help employees get coverages they feel are important at a reduced cost. Employers are just responsible for enrollment and payroll deductions.