As an employer, every day when your employees leave, you have to have a reason that they come back. They are asking, what happens if there is an illness, injury or even a pregnancy? Where will my income come from?

As an employee benefit, you can help your employees play defense and implement a Long Term or Short term disability policy. If an employee has a serious illness or injury that lasts 90 days, they could be out of work for 2.5 to 3.5 years or longer. For shorter term illnesses or injuries it gives everyone peace of mind.