Health insurance is a big part of any defensive financial game plan. Who pays the bills if you have a major injury or illness? The cost of being in the hospital for 1 day is very expensive for just being treated and released. If you are there for multiple days or having extensive surgery, the costs are astronomical. Even specialty meds can cost more than a house for 1 year.
Knowing the difference between HMO’s and PPO’s along with how to compare which plan is best can either save or cost you 1000s of dollars.
How do you determine which plan is best? What is my access to care? What is the actual lowest cost for your insurance if you have health issues?
For businesses, having the right option for your employees is critical to recruiting and retaining your best employees. If you have it individually, picking the right plan can save you thousands.
We coach our clients through the process as it is up to each employer or individual make the best decision for their situation. Our role is to ask questions, investigate and provide information to make a decision.
Where many people fail when purchasing health insurance for their companies or individually is that they pick the wrong plan, over pay, are not aware of networks until it’s too late.
Looking for health insurance today? Click here to get a quote and enroll.
“Health insurance is all about pay it now or pay it later. Like in sports, we are only a moment away from some big bills.”
John Gotschall